Copyright © Winged Abode
Design by Dzignine

The Latte Factor
What is The Latte Factor®?

The Latte Factor® is based on the simple idea that all you need to do to finish rich is to look at the small things you spend your money on every day and see whether you could redirect that spending to yourself. Putting aside as little as a few dollars a day for your future rather than spending it on little purchases such as lattes, fancy coffees, bottled water, fast food, cigarettes, magazines and so on, can really make a difference between accumulating wealth and living paycheck to paycheck.

We don't even realize how much we're actually spending on these little purchases. If we did think about it and change our habits just a little, we could actually change our destiny.

Still not convinced? Consider this:

$5 per day (the average cost of a latte and a muffin) x 7 days = $35 per week

$35/week = $150/month

$150 per month invested at a rate of 10% annual return =

1 year = $1,885
2 years = $3,967
5 years =$11,616
10 years = $30,727
15 years = $62,171
30 years = $339,073
40 years = $948,611

Take action today!

To get started you've got to identify what your Latte Factor® actually is. The best way to do this is to track your spending for a full day. We've made it easy with the Latte Factor Challenge Form® that you can download below. This simple exercise can be life-changing.

Once you know where your money is going and how much your Latte Factor® is costing you, use our Latte Factor® calculator below to see just how much you could save in a few years. It adds up, so don't delay...get started today!

If you've got a great Latte Factor® story to share, click here to send it to me. Tell me what happened to you when you took the challenge. How much money did you find? What did you learn? The best stories will win a free Latte Factor Mug - tote your own coffee every morning and watch your savings grow!

My latte factor is easy enough to figure out... veggie burgers from burger king and cigarettes. I have successfully curbed my veggie burger factor from six or so a month to just one... If only I could curb my cigarette smoking too.